Why work with me
With over 20 years of experience in the mortgage industry, I’m here to make your journey smooth, fast, and enjoyable, with a "white glove" experience that ensures every detail is handled with care and professionalism. I’m proud to be among the top 1% of mortgage lenders nationwide, and I’ve earned a flawless track record with a 5-star client satisfaction rating.
I’m known for closing loans on time—often in as little as 9 days—so you can stay competitive, even against cash offers and fast-moving purchases. As part of a full-service mortgage lender, my team is able to underwrite, close, and fund most loans in-house which often translates to lower interest rates and closing costs along with faster turnaround times.
But what I value most is building lifelong relationships with my clients. My goal is to provide you with an experience that’s not just professional but personal.
Let's make your home dreams come true!
Accolades
Our Numbers
99 %
Loans Closed on Time
Industry Average: 75%
9
Days to Close
Industry Average: 47 Days
250+
Loan Programs
A loan for every situation: VA, Lock N List, Home2Home, Reverse
95 %
Condo Approval
Includes SB326 & litigations that impede financing
What Realtors Say
Kevin Waller
"Desiree, by far, is the best lender I've had the pleasure of working with. She's very communicative with the client and me as the Realtor and always delivers what she promises. Best of all, when you work with Desiree you're not passed along to another "junior lender" to handle the client or file... You're working with Desiree directly!"
Shelley Gentry
"Exceptional Service from Desiree Lowe – A Realtor’s Best Partner! I had the pleasure of working with Desiree Lowe... and I couldn’t be more impressed with her service and professionalism. Desiree went above and beyond to ensure a smooth and seamless experience for both my clients and me. Her deep knowledge of the lending process, paired with her excellent communication skills, made the entire transaction effortless. She was always available to answer questions, provide updates, and offer guidance, ensuring that everything was moving forward efficiently. Desiree’s dedication to her clients and her proactive approach made working together a true pleasure. If you’re a realtor looking for a reliable, knowledgeable, and committed lender to work with, I highly recommend Desiree Lowe. She’s a true asset to any real estate transaction!"
Susan Buchman
"Desiree is the BEST lender I have worked with. She works very hard for our clients and always gets the deal done. She goes the extra mile and I would encourage anyone looking for a mortgage to work with Desiree!! She even does multi states…She is the BOMB!"
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Our Programs
Home Loan Options
Explore my wide range of home loan options tailored to meet your specific needs, from VA loans for veterans to FHA programs for families needing assistance. My Home2Home program lets you buy and sell simultaneously, and my condo team—one of the best in the business—approves 95% of complexes with litigation or other issues that often impede financing for condo buyers. Whether you're a first-time homebuyer or a seasoned investor, I offer competitive rates and personalized guidance throughout the entire loan process.
Refinancing Solutions
Discover my refinancing solutions and home equity lines of credit (HELOC) options designed to help you save money and reach your financial goals. Your current mortgage rate might be higher than today’s rates. If that is the case, refinancing could lower your monthly payments. Our HELOC options lets you tap into your home’s equity for major expenses like renovations, tuition, or to help pay down other debt with higher interest rates. I will assist you in finding the right refinancing or loan option for your situation.
Reverse
Mortgages
Struggling with paying for basic expenses or retirement but own a home? A reverse mortgage lets you tap into your home’s equity, turning it into cash for retirement, in-home care, or other needs—all while keeping your home. If you’re a homeowner looking for extra financial flexibility, a reverse mortgage could be a smart part of your financial plan. I’ll sit down with you and your family to walk you through the pros and cons to see if it’s the right solution for you.
Donating to Social Good Causes
I believe in making a positive impact on the world. That's why I am committing some of my profits to causes I deeply care about. By aligning profit with purpose, I strive to create both customer success and meaningful change.
I am very passionate about helping the animals that bring joy to our lives. Sadly, many are without a safe and loving home. That’s why I support organizations like The Animal Pad, which are dedicated to rescuing and caring for animals in need.